McClarrons Risk Management
McClarrons Risk Management services provide practical, straightforward support to help businesses identify potential risks, strengthen their processes and meet their health & safety responsibilities.
About our Risk Management Services
Every business is different, and the risks you face will depend on how your business operates, the work your employees carry out, your premises and the equipment you use. From understanding your legal responsibilities and maintaining appropriate documentation to identifying hazards and reviewing existing controls, there can be a lot to consider.
Our Risk Management services can provide practical health & safety and risk management support to businesses across a range of sectors. We can help you understand the risks within your business, identify areas where your existing arrangements could be strengthened and support you in putting appropriate measures in place to help manage them.
Our role is to work alongside you, taking the time to understand your business and the challenges you face. Depending on your needs, this could include carrying out a health & safety audit, reviewing a specific risk assessment, providing ongoing advice or his may include assisting with accident and incident investigations, reviewing what happened and helping you understand any actions that may be required, including where you need to respond to an enforcement authority.
Risk Management Services
Health & Safety Audits
A health & safety audit can provide an opportunity to review how effectively your existing health & safety management arrangements are working. We can review your systems and documentation against the HSE's HSG65 management standard. Following the audit, we will provide a report and action plan outlining areas for consideration and recommended actions.
Health & Safety Inspections
Regular inspections can help identify significant health & safety hazards across your buildings, workplaces and external areas. Our inspections look at the practical risks present within your business, with findings documented in a report and action plan. This can help you understand where improvements may be appropriate and provide a clear basis for taking action.
Health & Safety Advisor
Businesses may not always need a full-time health & safety professional but having access to competent advice can be invaluable when questions or issues arise. We can act as your company health & safety advisor, providing ongoing support by telephone and email, helping you address health & safety matters as they arise.
Enforcement Support
Businesses may need to respond to requirements or recommendations from organisations including Fire Officers, Environmental Health and the Health & Safety Executive. We can provide assistance in understanding and responding to these requirements, as well as helping businesses meet recommendations arising from insurance company surveys.
Risk Assessments & Safe Working Procedures
Risk assessments should reflect the activities your employees actually carry out and the risks associated with them. We can provide advice and assistance with developing risk assessments and documented safe working procedures, including access to templates where appropriate. This can help you consider the hazards associated with particular activities and the controls you have in place.
Fire Risk Assessments
Fire safety is an important consideration for businesses and property owners. We can provide fire risk assessments for low and medium complexity buildings, with assessments and reports carried out in line with PAS 79-1, the British Standard Code of Practice for fire risk assessments in non-domestic premises. Following the assessment, we provide a report and action plan to help you understand the findings and consider any recommended improvements.
Bespoke Training
Effective health & safety management depends on people understanding the risks associated with their work and the responsibilities they have. We can provide bespoke health & safety training tailored to your business, including manual handling, working at height, risk assessment, health & safety awareness and Legionella awareness. Training can be adapted to the needs of your business and the roles of the people attending.
Incident Reporting
When a significant accident or incident occurs, knowing what action to take can be difficult, particularly while dealing with the immediate impact on your people and business. We can provide support following a significant accident or incident, including assistance with accident investigation and RIDDOR reporting where required. Our aim is to provide practical support and help you understand what needs to happen following an incident.
Contact our risk management specialist
Other risk management services we offer
Businesses operating vehicles as part of their day-to-day activities need to consider the risks associated with their drivers, vehicles and journeys. We can provide fleet risk management audits and risk assessments, alongside assistance with developing driver handbooks and appropriate procedures for managing work-related driving.
Construction activities can present a range of specific health & safety risks, and businesses involved in construction have responsibilities to manage these effectively.
Construction Phase Health & Safety Plans – We can provide support with the preparation of Construction Phase Health & Safety Plans in line with the Construction (Design and Management) Regulations 2015. A suitable plan helps set out how health & safety will be managed during the construction phase of a project, taking into account the specific risks and arrangements relevant to the work being undertaken.
Construction Site Inspections – Construction site inspections can help identify potential health & safety issues and areas where existing controls could be strengthened. Our inspections are carried out in line with the requirements of the CDM Regulations 2015, with reports highlighting non-compliances, areas of good practice and recommended actions.
Health & safety accreditations can form an important part of the tendering and procurement process for some businesses and contractors. We can provide assistance with obtaining accreditations including CHAS, Constructionline, SMAS and CQMS, helping you understand the information and documentation required as part of the process.
How we work
Understand
We start by getting to know your business, how it operates and the activities your employees carry out. Understanding the practical realities of your business allows us to consider the risks in the right context, rather than taking a one-size-fits-all approach.
Identify
We help identify potential hazards, gaps in existing systems and areas where controls or procedures could be strengthened. This may include reviewing documentation, inspecting your premises or assessing specific activities and processes.
Act
Our recommendations are designed to be practical and relevant to your business. We can help you understand what action may be required and provide support with developing appropriate systems, procedures and risk assessments.
Review
Risk management is an ongoing process; as your business, people, premises or activities change, your risks can change too. We can provide ongoing advice and support to help you review your arrangements and respond to new or changing requirements.
Advice that complements your insurance
Risk management and insurance play different but complementary roles in protecting your business. Insurance provides financial protection against specified risks and events covered by your policy. Risk management focuses on understanding the risks your business faces and the practical steps that can be taken to manage and mitigate them.
As an independent insurance broker, our understanding of risk sits at the heart of what we do. Our Risk Management services allow us to support businesses beyond arranging insurance, providing practical advice that considers the realities of running your organisation.
Our approach is not about trying to remove every risk from your business. Instead, we aim to help you understand the risks you face, strengthen your existing arrangements and support you in making informed decisions about how they should be managed.
A proactive approach to managing risk
Effective risk management starts with understanding how your business operates and where potential risks may arise. Your risks can change as your business develops, whether you are introducing new equipment, changing your processes, taking on new employees or adapting your premises and activities.
Our Risk Management service is tailored to your individual circumstances, providing practical support across areas such as health & safety audits, risk assessments, inspections, training and ongoing advice. We can also support you following an incident, helping you review what happened and consider whether existing arrangements need to be strengthened.
Taking a proactive approach can help you identify potential issues early, review whether your existing controls remain appropriate and make sure your systems and procedures continue to reflect how your business operates.
Meet our Client Risk Manager
Why McClarrons?
McClarrons has provided independent insurance advice for more than 35 years, building long-standing relationships with businesses across a wide range of sectors. Our approach to Risk Management follows the same principles as our wider service. We take the time to understand your business and provide clear, practical advice based on your individual circumstances, rather than applying a standard approach to every organisation.
With our insurance expertise and risk management services sitting alongside one another, we can provide businesses with support across both areas, helping you consider the risks you face and the protection you have in place.
What our clients say
Talk to us about your risks
Please complete the form below to tell us a little about your business and the support you’re looking for. Our Risk Management Team will use this information to understand your requirements and discuss how we may be able to help.
Alternatively, you can contact Leigh directly on 07484 540360 or by emailing Leigh.Adamson@mcclarroninsurance.com.
Frequently Asked Questions
What is risk management?
Risk management involves identifying the risks that could affect your business, assessing their potential impact and considering appropriate measures to manage them. For businesses, this can include areas such as health & safety, fire safety, workplace procedures, training and incident management.
Why is health and safety risk management important?
Businesses have responsibilities to manage health & safety risks and protect people who may be affected by their activities. Taking a proactive approach can help you identify potential hazards, review existing controls and consider where improvements may be appropriate. Not only does this help to keep your employees and the public safe but it also helps you meet your legal responsibilities.
Do I need a health & safety consultant?
Not every business needs the same level of health & safety support. Some businesses may need a one-off audit or assessment, while others may benefit from longer-term, ongoing advice. Our Risk Management service can be tailored to the requirements and circumstances of your business.
Can McClarrons act as our health & safety advisor?
We can act as your company’s health & safety advisor, providing ongoing competent advice by telephone and email, alongside relevant reviews and assessments.
Do you provide fire risk assessments?
We can provide fire risk assessments for low and medium complexity buildings, with reports and action plans prepared in line with PAS 79-1.
What businesses can use your Risk Management services?
Our service can support businesses across a range of sectors and sizes. The level and type of support required will depend on the nature of your business, the activities you carry out and the risks you face.
