Agricultural Vehicle Insurance
We work with farmers to provide insurance for agricultural vehicles that protects the essential machinery and vehicles that keep your farm running every day.
Insurance for agricultural vehicles
Agricultural vehicles are at the heart of any farming business – essential in keeping your day-to-day operations running smoothly. The heavy reliance and high costs associated with specialised machinery such as combine harvesters, loadalls, telehandlers, and tractors present financial risks to your business should something happen to them. That’s why agricultural vehicle insurance is essential.
As specialists in rural insurance, we offer comprehensive insurance solutions to protect your valuable assets. We arrange cover for everything from tractor insurance and tractor and trailer insurance, quad bike insurance, and even vintage tractor insurance. We also provide agricultural machinery insurance for combines, balers, and telehandlers, ensuring your most valuable assets are safeguarded. From single tractors to agricultural fleets, our policies cover a wide range of farm vehicles, ensuring you can focus on what matters most – your farming activities.
What agricultural vehicle insurance do farmers need to consider?
Trailers & Implements insurance
Farming businesses make use of numerous different tools alongside their agricultural machinery, whether it be trailers or specialist implements; they are essential for day-to-day tasks on a farm. These items are valuable assets and can be vulnerable to theft and accidental damage. At McClarrons, we can arrange cover to help ensure that your equipment is protected, so you can get back to work quickly if you suffer a theft or equipment is damaged in some way. Contact Us
GPS insurance
We understand the importance of GPS technology in modern farming operations and the significant investment involved in having it. GPS systems are theft attractive, meaning it is important they are included within your insurance and their value noted within your sums insured. As part of your Agricultural Motor Vehicle Insurance, GPS systems can be covered against theft, accidental damage, and other potential risks. Contact Us
Commercial Vehicle & Agricultural Car Insurance
We can help to arrange agricultural car insurance, with policies that can include protection for personal cars, pickup trucks, and commercial vehicles registered to the farm, safeguarding them against risks such as theft, accidents, or damage. Farmers insurance for cars works seamlessly within your wider agricultural vehicle insurance, providing protection across all vehicles that support your farming operations. Contact Us
ATV & quad bike insurance
ATVs play a vital role in modern farming, from daily transport across land to managing livestock. However, as we know, they are also highly theft-attractive and costly to replace. With quad bike insurance, you can help protect these essential vehicles against theft, accidents, and damage. Quad insurance cover can be included within your wider agricultural vehicle insurance, ensuring that even your smaller farm vehicles are fully protected. Contact Us
Ready to protect your agricultural vehicles?
Vintage Tractor insurance
Vintage and classic tractors are more than just machinery – they’re part of our farming heritage and often hold great sentimental, as well as financial, value. Whether yours is used for shows, rallies, or simply kept as a working reminder of the past, it deserves the right protection.
We can arrange specialist vintage tractor insurance to cover against theft, fire, accidental damage and more. Our experience with agricultural vehicle insurance enables us to source suitable protection from specialist agricultural insurance providers and look to tailor coverage to suit your needs, whether you’re insuring a single classic tractor or seeking comprehensive tractor and trailer insurance.
By choosing to work with a broker who understands the farming industry, you can have peace of mind that your vintage tractor is properly safeguarded.
Why work with McClarrons?
At McClarrons, it’s our people who make the difference. For over 35 years, our team of agricultural insurance specialists has built strong relationships with leading insurance providers, giving us access to a wide range of policies, from insurance for agricultural vehicles to Farm Combined insurance.
Many of our dedicated brokers are directly involved in farming themselves, giving them first-hand insight into the realities and risks of running a farm. This allows us to offer accurate, practical advice across everything from farm vehicle insurance to more specialist solutions such as tractor insurance, vintage tractor insurance, quad bike insurance and more. Whether you operate a smallholding or manage a larger farm, we can provide cover that reflects the true risks of your business.
We also create resources, guides, and updates to help rural communities manage risks more effectively – covering seasonal challenges, regulatory changes, and insights that support long-term resilience.
Agricultural Vehicle Insurance Claims
If the unexpected happens, our dedicated in-house Claims Team is on hand to support you through every stage of your agricultural vehicle claim. We understand how vital tractors, machinery and commercial vehicles are to the smooth running of your operation, which is why we work efficiently to help limit downtime.
Our team can liaise directly with insurers, engineers, third parties and loss adjusters to help secure a fair and prompt settlement. By acting on your behalf, we remove much of the administrative burden at what can be a stressful time. Our goal is to help you get vehicles repaired or replaced as quickly as possible, so you can focus on keeping your business running.
A word from McClarrons' Head of Rural
What our clients say
Contact an agricultural vehicle insurance specialist
You can start your enquiry by filling in the contact form and one of our specialists will be in touch.
Alternatively, you can contact the team on 01653 609152.
Agricultural Vehicle & Machinery Insurance FAQs
What does insurance for agricultural vehicles cover?
Agricultural vehicle insurance can include specific tractor insurance, as well as cover for trailers, cars, and other essential farm vehicles against risks such as theft, fire, accidents, and accidental damage. Policies can also include cover for agricultural machinery like telehandlers and combines and can extend to vintage tractor insurance and quad insurance, depending on your needs.
Do I need separate tractor and trailer insurance?
Not always. Many farm insurance policies can combine tractor insurance with insurance for tractor trailers and implements. This ensures that both your main vehicle and the equipment attached to it are properly protected under one policy.
Can quad bike insurance be included in farm vehicle insurance?
Yes, quad bike insurance can often be added to your wider farm vehicle insurance. Because ATVs are highly theft-attractive, having cover in place can be invaluable to helping avoid long-term disruption.
Do you provide vintage tractor insurance?
We can include classic tractor insurance in wider agricultural vehicle insurance policies to protect vintage and heritage tractors against theft, fire, and accidental damage. Whether your tractor is for shows, rallies, or farm use, we can help arrange the right protection.
How do I know if my machinery needs separate cover?
If you own high-value machinery like combine harvesters, balers, or telehandlers, these should be included under your agricultural machinery insurance. Our farm insurance specialists will work with you to ensure your sums insured are accurate and your cover reflects the true replacement value of your machinery, as well as how it is used.
How do I obtain a quote for agricultural vehicle insurance?
You can request an insurance review by completing our enquiry form or by contacting our team of agricultural vehicle insurance specialists. We’ll take the time to review your requirements and arrange tailored options for tractor insurance and other farm vehicle insurances, and more specific cover such as quad bike insurance.
How often should I review my farm vehicle insurance policy?
It’s recommended to review your farm vehicle insurance at least once a year and at any time that machinery is added, removed, modified or upgraded, or where the use of these vehicles changes. Regular reviews help to ensure your agricultural machinery insurance reflects the true value of your assets and keeps your protection up to date.
Where are your offices based?
Our head office is located in Malton, North Yorkshire, with a second office at Hesslewood Office Park, Hull. Whilst our offices are based in Yorkshire, as independent farm insurance brokers, we support farmers and landowners across the UK.
Agricultural motor insurance not what you were looking for?
Smallholder Insurance
Smallholder Insurance
Smallholder Insurance is designed to safeguard your ambitions and investments. With cover that differentiates the needs of smallholders from larger farms, we can provide tailored cover options that address and cater for the unique challenges and rewards of running a smallholding.
Agricultural Motor insurance news
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- Category: Farming, Better Sorted Than Sorry, Rural Insurance News
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