Rural Insurance News

Harvest places enormous demands on both people and machinery. Long days, tight weather windows, mounting pressure and equipment operating almost continuously, can quickly expose weaknesses.

Proper stacking procedures are crucial for supporting harvest safety and the integrity of crops during transportation and storage

At McClarrons, we recognise the critical role that insurance plays in protecting farming businesses, as well as understanding the challenges they face. Harvest is a pivotal time for farmers; it represents the culmination of their year-long efforts, as well as presenting numerous risks.

In this blog, we look beyond the farm combined policy to examine how these policies react when disaster strikes.

We want to remind you of some of the measures you can take to help you harvest safely and prevent disruption to your business over the coming months. 

This Harvest Summer Safety guide combines guidance from the Health and Safety Executive (HSE), fire services and agricultural safety bodies to support safe harvesting operations during periods of high fire risk.

Here, with Farm Safety Week in mind, we look at how the top 3 kinds of fatal accidents across all industries can be reduced, as well as sharing some other useful safety guidance.

Here, we share a case study of how McClarrons’ quick response helped one of our rural clients avoid prosecution and large fees when the HSE were investigating an incident involving one the employees falling off a cherry picker.

Here, we revisit a claim from the summer of 2024, where one of our farming clients experienced a devastating loss when their combine and drill were destroyed in an unexpected third-party fire.

We are pleased to announce that we will have a stand at both the Driffield Show and the Ryedale Show this year. At our stands, you will find a number of our Farm Team waiting to have a chat, with a drink and a sausage roll, and the chance to enter our prize draw to win a jeroboam of Bourgogne Pinot Noir!

The recent surge in fuel prices is being felt across the country. For farmers, the impact is immediate and significant: rising fuel costs, sharply increasing fertiliser prices, and growing uncertainty at a critical point in the farming calendar.

For farmers, the new Dogs (Protection of Livestock) (Amendment) Act 2025 represents a welcome step forward. Understanding the legislation and ensuring the right protection is in place can help rural businesses manage the consequences when incidents do occur.