Following the recent government announcement regarding some relaxation of the lockdown restrictions, we wanted to let you know what this means if you have an AXA Farm Combined insurance policy with us.
AXA Insurance UK Plc has worked with us to be flexible during the pandemic. They acknowledged that most business premises (such as Holiday Lets and Cafes) would be empty during the lockdown, which meant you did not need to notify us of this. Furthermore, they have understood that the regular checks on properties normally required to maintain cover would not be possible due to travel restrictions. AXA have provided full cover on these properties up to 26th June 2020.
With the easing of lockdown, some are back at their premises; this means insurers are now asking for notification of any properties which will remain empty. If any of your properties will remain empty after 26th June 2020, please contact us to ensure cover. Please note that this applies to domestic dwellings only such as your Home, Let Properties (residential or holiday lets) and does not apply to your Farm Buildings.
You can find full conditions for empty properties in your AXA Farm Combined Insurance Schedule; please read these carefully. If you are unable to meet any of these, please let us know, along with the reasons behind this. We will then put your circumstances to insurers and advise you on how to proceed. If you need another copy of your schedule, please contact your Account Handler.
If your property was empty prior to the pandemic and you have already notified us, you do not need to contact us again.
For any queries, or if we may of assistance on any other insurance matters, please contact your Account Executive or Account Handler directly.
Alternatively, you can email farm@mcclarroninsurance.com.
